PayPal Holdings, Inc.
Description
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
About
CEO
Mr. James Alexander Chriss
Employees
27,200
Instrument type
Common Stock
Sector
Financial Services
Industry
Credit Services
MIC code
XNGS
Address
2211 North First Street, San Jose, CA 95131, United States
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![Enlarged Chart]()
Oscillators
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Summary
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Moving Averages
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Earnings
| Date | Estimate EPS | Actual EPS | Difference | % Surprise |
|---|---|---|---|---|
| Oct 27, 2025 | — | — | — | — |
| Jul 28, 2025 | — | — | — | — |
| Apr 28, 2025 | — | — | — | — |
| Feb 5, 2025 | 1.11 | — | — | — |
| Oct 29, 2024 | 1.07 | 1.20 | 0.13 | 12.15% |
Earnings estimate
|
Next Quarter
(Mar 2025)
|
Next Year
(Dec 2025)
|
|||
|---|---|---|---|---|
| Number of analysts | — | 25 | — | 42 |
| Average estimate | — | 1.13 | — | 4.91 |
| Low estimate | — | 1.01 | — | 4.55 |
| High estimate | — | 1.23 | — | 5.29 |
| Last year EPS | — | 1.08 | — | 4.57 |
[stock_revenue_estimate]
Growth estimates
Current qtr
-24.120%
Next qtr. (Mar 2025)
4.740%
Current year
-10.070%
Next year (Dec 2025)
6.850%
Next 5 years (per annum)
—
Past 5 years (per annum)
—
Income statement
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total reported revenue | 29.77B | 27.52B | 25.37B | 21.45B | 17.77B |
| Cost of revenue | 16.07B | 13.75B | 11.38B | 9.68B | 8.17B |
| Gross profit | 13.70B | 13.77B | 14.00B | 11.78B | 9.60B |
| Operating expense | |||||
| Research & development | 2.97B | 3.25B | 3.04B | 2.64B | 2.09B |
| Selling general and admin | 3.87B | 4.36B | 4.56B | 3.93B | 3.11B |
| Other operating expenses | 1.92B | 2.12B | 2.08B | 1.78B | 1.62B |
| Operating income | 4.94B | 4.04B | 4.32B | 3.43B | 2.79B |
| Non operating interest income | |||||
| Income | 480.00M | 174.00M | 57.00M | 88.00M | 197.00M |
| Expense | 347.00M | 304.00M | 232.00M | 209.00M | 115.00M |
| Other income expense | 334.00M | -548.00M | -50.00M | 1.76B | 126.00M |
| Pretax income | 5.41B | 3.37B | 4.10B | 5.07B | 3.00B |
| Tax provision | 1.17B | 947.00M | -70.00M | 863.00M | 539.00M |
| Net income | 4.25B | 2.42B | 4.17B | 4.20B | 2.46B |
| Basic EPS | 3.85 | 2.10 | 3.55 | 3.58 | 2.09 |
| Diluted EPS | 3.84 | 2.09 | 3.52 | 3.54 | 2.07 |
| Basic average shares | 1.10B | 1.15B | 1.17B | 1.17B | 1.17B |
| Diluted average shares | 1.10B | 1.15B | 1.17B | 1.17B | 1.17B |
| EBITDA | 6.55B | 5.50B | 5.61B | 4.69B | 3.89B |
| Net income from continuing op. | 4.25B | 2.42B | 4.17B | 4.20B | 2.46B |
| Minority interests | — | — | — | — | — |
| Preferred stock dividends | — | — | — | — | — |
Balance sheet
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | 82.17B | 78.62B | 75.80B | 70.38B | 51.33B |
| Current assets | |||||
| Cash | — | — | — | — | — |
| Cash equivalents | — | — | — | — | — |
| Cash and cash equivalents | 9.08B | 7.78B | 5.20B | 4.79B | 7.35B |
| Other short term investments | 4.98B | 3.08B | 4.19B | 8.29B | 3.41B |
| Accounts receivable | 40.00B | 37.23B | 36.94B | 34.00B | 22.96B |
| Other receivables | — | — | — | — | — |
| Inventory | — | — | — | — | — |
| Prepaid assets | — | 1.90B | 1.29B | 1.15B | 800.00M |
| Restricted cash | 3.00M | 17.00M | 109.00M | — | — |
| Assets held for sale | — | — | — | — | — |
| Hedging assets | — | — | — | — | — |
| Other current assets | 2.51B | 1.90B | 1.29B | 1.15B | 800.00M |
| Non current assets | |||||
| Properties | — | — | — | — | — |
| Land and improvements | 333.00M | 388.00M | 380.00M | 340.00M | 430.00M |
| Machinery furniture equipment | 7.75B | 7.34B | 6.75B | 6.21B | 5.45B |
| Construction in progress | 34.00M | 25.00M | 86.00M | 83.00M | 80.00M |
| Leases | 317.00M | 364.00M | 379.00M | 377.00M | 460.00M |
| Accumulated depreciation | -6.95B | -6.38B | -5.68B | -5.20B | -4.72B |
| Goodwill | 22.59B | 23.21B | 24.24B | 19.32B | 13.20B |
| Investment properties | — | — | — | — | — |
| Financial assets | — | — | — | — | — |
| Intangible assets | 537.00M | 788.00M | 1.33B | 1.05B | 778.00M |
| Investments and advances | 3.27B | 5.02B | 6.80B | 6.09B | 2.86B |
| Other non current assets | 3.27B | 2.46B | 1.74B | 1.31B | 1.29B |
| Total liabilities | 61.12B | 58.35B | 54.08B | 50.32B | 34.40B |
| Current liabilities | |||||
| Accounts payable | 42.07B | 40.14B | 39.04B | 35.67B | 24.76B |
| Accrued expenses | 6.39B | 4.87B | 3.76B | 2.65B | 2.09B |
| Short term debt | — | — | 999.00M | — | — |
| Deferred revenue | — | — | — | — | — |
| Tax payable | — | 813.00M | 236.00M | 129.00M | 73.00M |
| Pensions | — | — | — | — | — |
| Other current liabilities | — | — | — | — | — |
| Non current liabilities | |||||
| Long term debt | 9.68B | 10.42B | 8.05B | 8.94B | 4.97B |
| Provision for risks and charges | — | — | — | — | — |
| Deferred liabilities | — | 2.93B | 3.00B | 2.93B | 2.52B |
| Derivative product liabilities | — | — | — | — | — |
| Other non current liabilities | 2.97B | 2.93B | — | — | — |
| Shareholders equity | |||||
| Common stock | — | — | — | — | — |
| Retained earnings | 23.20B | 18.95B | 16.54B | 12.37B | 8.34B |
| Other shareholders equity | -746.00M | -928.00M | -136.00M | -484.00M | -173.00M |
| Total shareholders equity | 21.05B | 20.27B | 21.73B | 20.06B | 16.93B |
| Additional paid in capital | 19.64B | 18.33B | 17.21B | 16.64B | 15.59B |
| Treasury stock | 21.05B | 16.08B | 11.88B | 8.51B | 6.87B |
| Minority interest | — | — | — | 44.00M | 44.00M |
Cash flow statement
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||
| Net Income | 4.25B | 2.42B | 4.17B | 4.20B | 2.46B | 2.06B | 1.80B | 1.40B | 1.23B | 419.00M | 955.00M | 778.00M |
| Depreciation | 1.07B | 1.32B | 1.27B | 1.19B | 912.00M | 776.00M | 805.00M | 724.00M | 608.00M | 516.00M | 453.00M | 382.00M |
| Deferred Taxes | -668.00M | -811.00M | -482.00M | 165.00M | -269.00M | -171.00M | -1.30B | 52.00M | 127.00M | 680.00M | 52.00M | 46.00M |
| Stock-Based Compensation | 1.48B | 1.26B | 1.38B | 1.38B | 1.02B | 853.00M | 733.00M | 438.00M | 346.00M | 299.00M | 253.00M | 205.00M |
| Other Non-Cash Items | 956.00M | 1.85B | 1.09B | 1.79B | 1.23B | 159.00M | 67.00M | -24.00M | 809.00M | 646.00M | 502.00M | 365.00M |
| Accounts Receivable | -114.00M | -163.00M | -222.00M | -100.00M | -116.00M | 1.35B | -1.30B | -53.00M | 113.00M | -37.00M | 80.00M | -97.00M |
| Accounts Payable | 7.00M | -35.00M | -31.00M | -4.00M | 4.00M | 26.00M | 62.00M | 11.00M | 12.00M | 42.00M | -13.00M | 1.00M |
| Other Assets & Liabilities | -1.21B | -256.00M | -1.39B | -253.00M | -923.00M | -711.00M | 634.00M | -508.00M | -454.00M | -339.00M | -297.00M | -163.00M |
| Operating Cash Flow | 5.77B | 5.58B | 5.77B | 8.36B | 4.32B | 4.34B | 1.50B | 2.04B | 2.79B | 2.23B | 1.99B | 1.52B |
| Investing Activities | ||||||||||||
| Capital Expenditures | -578.00M | -701.00M | -903.00M | -746.00M | -687.00M | -820.00M | -667.00M | -669.00M | -696.00M | -492.00M | -391.00M | -511.00M |
| Net Intangibles | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Acquisitions | 466.00M | — | -2.76B | -3.61B | -70.00M | -2.12B | -323.00M | -19.00M | -1.23B | -2.00M | -731.00M | -22.00M |
| Purchase of Investments | -21.98B | -20.22B | -40.12B | -41.51B | -27.88B | -22.38B | -19.42B | -21.04B | -21.63B | -8.74B | -610.00M | -265.00M |
| Sale of Investments | 24.30B | 23.41B | 39.70B | 30.91B | 24.88B | 21.90B | 18.45B | 18.43B | 16.15B | 7.77B | 320.00M | 180.00M |
| Investing Cash Flow | 752.00M | -3.33B | -5.15B | -16.55B | -5.74B | 821.00M | -4.49B | -5.90B | -8.04B | -2.88B | -1.72B | -1.53B |
| Financing Activities | ||||||||||||
| Long-Term Debt Issuance | 1.53B | 3.48B | 272.00M | 6.97B | 5.47B | 2.08B | 1.80B | — | — | — | — | — |
| Long-Term Debt Payments | -1.05B | -1.69B | -361.00M | -3.00B | -2.52B | -1.12B | -980.00M | -21.00M | -862.00M | -21.00M | -133.00M | — |
| Other Financing Charges | 1.41B | 1.06B | 2.74B | 9.99B | 2.51B | 1.18B | 4.13B | 2.95B | 5.52B | 1.31B | 48.00M | -230.00M |
| Financing Cash Flow | -2.99B | -1.20B | -557.00M | 12.45B | 4.19B | -1.24B | 4.08B | 2.04B | 3.87B | 1.28B | -218.00M | -230.00M |
| Other Cash Details | ||||||||||||
| End Cash Position | 21.83B | 19.16B | 18.03B | 18.04B | 15.74B | 13.23B | 8.29B | 6.12B | 1.39B | 2.20B | 1.60B | 1.41B |
| Income Tax Paid | 2.12B | 878.00M | 474.00M | 565.00M | 665.00M | 328.00M | 117.00M | 48.00M | 216.00M | 47.00M | 28.00M | 38.00M |
| Interest Paid | 331.00M | 280.00M | 231.00M | 190.00M | 78.00M | 69.00M | 6.00M | 4.00M | 16.00M | 19.00M | 14.00M | 12.00M |
| Free Cash Flow | 4.22B | 5.11B | 4.89B | 5.35B | 3.37B | 4.66B | 1.86B | 2.49B | 1.82B | 1.73B | 1.60B | 1.05B |
Top Institutional Holders
| Holder | Date Reported | Shares | Value | % Held |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | Sep 30, 2024 | 32,406,579 | 2.52B | 3.23% |
| Vanguard 500 Index Fund | Sep 30, 2024 | 26,778,500 | 2.08B | 2.67% |
| Invesco ETF Tr-Invesco QQQ Tr, Series 1 ETF | Nov 30, 2024 | 20,320,266 | 1.58B | 2.03% |
| SPDR S&P 500 ETF Trust | Nov 30, 2024 | 12,607,926 | 979.95M | 1.26% |
| Fidelity 500 Index Fund | Nov 30, 2024 | 12,632,826 | 981.89M | 1.26% |
| iShares Core S&P 500 ETF | Nov 30, 2024 | 11,554,489 | 898.07M | 1.15% |
| Growth Fund of America Inc | Nov 30, 2024 | 9,493,865 | 737.91M | 0.95% |
| Vanguard Index-Value Index Fund | Sep 30, 2024 | 8,649,164 | 672.26M | 0.86% |
| Select Sector SPDR Fund-Financial | Nov 30, 2024 | 7,622,645 | 592.47M | 0.76% |
| Investment Company Of America | Dec 31, 2024 | 7,114,789 | 553.00M | 0.71% |
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