Community West Bancshares
Description
Community West Bancshares operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, inquiry, account status, bill paying, account transfers, and cash management and other customary banking services. Community West Bancshares was formerly known as Central Valley Community Bancorp and changed its name to Community West Bancshares in April 2024. Community West Bancshares was founded in 1979 and is based in Fresno, California.
About
CEO
Mr. James J. Kim
Employees
356
Instrument type
Common Stock
Sector
Financial Services
Industry
Banks - Regional
MIC code
XNCM
Address
7100 North Financial Drive, Fresno, CA 93720, United States
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![Enlarged Chart]()
Oscillators
No data available
Summary
No data available
Moving Averages
No data available
Earnings
| Date | Estimate EPS | Actual EPS | Difference | % Surprise |
|---|---|---|---|---|
| Jan 21, 2026 | — | — | — | — |
| Oct 22, 2025 | — | — | — | — |
| Jul 21, 2025 | — | — | — | — |
| Apr 16, 2025 | — | — | — | — |
| Jan 24, 2025 | 0.45 | 0.36 | -0.09 | -20.00% |
Earnings estimate
|
Current Quarter
(Mar 2025)
|
Next Quarter
(Jun 2025)
|
Current Year
(Dec 2025)
|
Next Year
(Dec 2026)
|
|
|---|---|---|---|---|
| Number of analysts | 5 | 5 | 5 | 5 |
| Average estimate | 0.46 | 0.50 | 2.08 | 2.31 |
| Low estimate | 0.42 | 0.47 | 1.95 | 2.05 |
| High estimate | 0.51 | 0.54 | 2.20 | 2.50 |
| Last year EPS | 0.34 | 0.41 | 1.46 | 2.08 |
[stock_revenue_estimate]
Growth estimates
Current qtr (Mar 2025)
37.500%
Next qtr. (Jun 2025)
21.460%
Current year (Dec 2025)
42.740%
Next year (Dec 2026)
10.940%
Next 5 years (per annum)
—
Past 5 years (per annum)
—
Income statement
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total reported revenue | 88.11M | 83.23M | 80.15M | 76.46M | 75.18M |
| Cost of revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating expense | |||||
| Research & development | — | — | — | — | — |
| Selling general and admin | 33.18M | 30.29M | 30.23M | 30.21M | 34.42M |
| Other operating expenses | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Non operating interest income | |||||
| Income | — | — | — | — | — |
| Expense | — | — | — | — | — |
| Other income expense | — | — | — | — | — |
| Pretax income | 33.84M | 35.14M | 38.02M | 27.26M | 29.95M |
| Tax provision | 8.30M | 8.50M | 9.62M | 6.91M | 8.51M |
| Net income | 25.54M | 26.65M | 28.40M | 20.35M | 21.44M |
| Basic EPS | 2.17 | 2.27 | 2.32 | 1.62 | 1.60 |
| Diluted EPS | 2.17 | 2.27 | 2.31 | 1.62 | 1.59 |
| Basic average shares | 11.73M | 11.72M | 12.50M | 12.53M | 13.42M |
| Diluted average shares | 11.73M | 11.72M | 12.50M | 12.53M | 13.42M |
| EBITDA | — | — | — | — | — |
| Net income from continuing op. | 25.54M | 26.65M | 28.40M | 20.35M | 21.44M |
| Minority interests | — | — | — | — | — |
| Preferred stock dividends | — | — | — | — | — |
Balance sheet
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | — | — | — | — | — |
| Current assets | |||||
| Cash | 30.02M | 25.49M | 29.41M | 34.18M | 24.20M |
| Cash equivalents | — | — | — | — | — |
| Cash and cash equivalents | 53.73M | 31.17M | 163.47M | 70.28M | 52.57M |
| Other short term investments | 597.20M | 648.83M | 1.11B | 710.09M | 470.75M |
| Accounts receivable | — | 76.87M | 32.71M | 29.16M | 32.15M |
| Other receivables | — | — | — | — | — |
| Inventory | — | — | — | — | — |
| Prepaid assets | — | — | — | — | — |
| Restricted cash | — | — | — | — | — |
| Assets held for sale | — | — | — | — | — |
| Hedging assets | — | — | — | — | — |
| Other current assets | — | — | — | — | — |
| Non current assets | |||||
| Properties | — | — | — | — | — |
| Land and improvements | 729,000 | 1.13M | 1.13M | 1.13M | 1.13M |
| Machinery furniture equipment | 15.73M | 11.89M | 11.72M | 12.47M | 11.05M |
| Construction in progress | — | — | — | — | — |
| Leases | 10.22M | 4.31M | 4.29M | 4.25M | 4.20M |
| Accumulated depreciation | -17.65M | -17.69M | -16.98M | -16.57M | -15.70M |
| Goodwill | 107.55M | 107.55M | 108.08M | 108.74M | 109.43M |
| Investment properties | — | — | — | — | — |
| Financial assets | — | — | — | — | — |
| Intangible assets | — | 68,000 | 522,000 | 1.18M | 1.88M |
| Investments and advances | 906.29M | 960.49M | 1.12B | 717.73M | 478.22M |
| Other non current assets | — | — | — | — | — |
| Total liabilities | — | — | — | — | — |
| Current liabilities | |||||
| Accounts payable | — | 32.61M | 40.04M | 31.21M | 19.77M |
| Accrued expenses | — | — | — | — | — |
| Short term debt | 80.00M | 46.00M | — | — | — |
| Deferred revenue | — | — | — | — | — |
| Tax payable | — | — | — | — | — |
| Pensions | — | — | — | — | — |
| Other current liabilities | — | — | — | — | — |
| Non current liabilities | |||||
| Long term debt | 69.74M | 69.60M | 39.45M | 5.16M | 15.57M |
| Provision for risks and charges | — | — | — | — | — |
| Deferred liabilities | — | — | — | — | — |
| Derivative product liabilities | — | — | — | — | — |
| Other non current liabilities | — | — | — | — | — |
| Shareholders equity | |||||
| Common stock | 62.55M | 61.49M | 66.82M | 79.42M | 89.38M |
| Retained earnings | 210.55M | 194.40M | 173.39M | 150.75M | 135.93M |
| Other shareholders equity | -66.03M | -81.23M | 7.63M | 14.86M | 2.82M |
| Total shareholders equity | 207.06M | 174.66M | 247.85M | 245.02M | 228.13M |
| Additional paid in capital | — | — | — | — | — |
| Treasury stock | — | — | — | — | — |
| Minority interest | — | — | — | — | — |
Cash flow statement
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||||||||||||
| Net Income | 25.54M | 26.65M | 28.40M | 20.35M | 21.44M | 21.29M | 14.03M | 15.18M | 10.96M | 5.29M | 8.25M | 7.52M | 6.48M | 3.28M | 2.59M | 5.14M | 6.28M | 6.91M | 6.04M | 3.70M | 3.37M | 2.78M | 2.38M | 1.75M | 717,993 |
| Depreciation | 9.90M | 10.42M | 9.00M | 5.50M | 6.31M | 8.16M | 9.95M | 9.23M | 9.42M | 9.30M | 10.31M | 8.52M | 4.80M | 3.28M | 1.78M | 1.56M | 1.50M | 1.62M | 2.37M | 2.11M | 2.85M | 2.19M | 1.95M | 1.97M | — |
| Deferred Taxes | 110,000 | 224,000 | 1.47M | -1.05M | -589,000 | 403,000 | 7.18M | 2.59M | -933,000 | -408,000 | -296,000 | 440,000 | 1.27M | -2.34M | -7,000 | -613,000 | -798,000 | -838,000 | -147,000 | -409,000 | -39,000 | 97,000 | 65,000 | 876,000 | 645,000 |
| Stock-Based Compensation | 858,000 | 776,000 | 562,000 | 470,000 | 555,000 | 482,000 | 384,000 | 284,000 | 238,000 | 173,000 | 98,000 | 108,000 | 196,000 | 239,000 | 284,000 | 100,000 | 221,000 | — | — | — | — | — | — | — | — |
| Other Non-Cash Items | -2.14M | -2.93M | 1.24M | -7.17M | -1.72M | -1.36M | -1.48M | -2.74M | -2.41M | -1.93M | -1.64M | -1.42M | -738,000 | -1.27M | 779,000 | -582,000 | 5,000 | 423,000 | 269,000 | -184,000 | -331,000 | -197,646 | 661,445 | 571,799 | 2.95M |
| Accounts Receivable | -8.80M | -7.36M | -2.21M | -1.13M | -9.52M | 3.22M | -2.26M | -4.71M | 2.11M | -3.02M | 410,000 | -19,000 | -700,000 | 3.28M | -1.11M | -426,000 | 645,000 | — | — | — | — | — | — | — | — |
| Accounts Payable | 1.67M | -7.15M | 9.12M | 1.17M | 9.64M | -599,000 | 1.37M | 821,000 | -963,000 | 537,000 | -1.81M | -7.43M | 8.52M | 594,000 | -2.26M | 294,000 | 525,000 | — | — | — | — | — | — | — | — |
| Other Assets & Liabilities | — | — | — | — | — | — | — | — | — | — | — | — | — | 981,000 | -3.74M | — | — | — | — | — | — | — | — | — | — |
| Operating Cash Flow | 27.13M | 20.63M | 47.58M | 18.14M | 26.11M | 31.59M | 29.17M | 20.66M | 18.42M | 9.95M | 15.33M | 7.73M | 19.82M | 8.05M | -1.68M | 5.47M | 8.38M | 8.12M | 8.53M | 5.21M | 5.85M | 4.88M | 5.05M | 5.17M | 4.31M |
| Investing Activities | |||||||||||||||||||||||||
| Capital Expenditures | -6.54M | -347,000 | -1.04M | -1.49M | -876,000 | -791,000 | -859,000 | -854,000 | -741,000 | -965,000 | -1.16M | -1.35M | -1.25M | -590,000 | -991,000 | -1.09M | -2.04M | -2.50M | -781,000 | -539,000 | -586,000 | -1.86M | -580,060 | -2.42M | -156,954 |
| Net Intangibles | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Acquisitions | — | — | — | — | — | — | 26.28M | 13.24M | — | — | 40.94M | — | — | — | — | 2.13M | — | 21,000 | — | — | — | — | — | — | — |
| Purchase of Investments | — | -301.70M | -495.88M | -540.36M | -301.25M | -225.97M | -226.74M | -278.66M | -198.85M | -146.47M | -222.67M | -194.58M | -214.57M | -39.99M | -82.59M | -64.95M | -20.69M | -30.80M | -50.05M | -40.78M | -65.19M | -35.56M | -24.45M | -28.27M | -37.15M |
| Sale of Investments | 67.00M | 321.55M | 81.04M | 319.87M | 307.03M | 286.27M | 273.36M | 226.95M | 147.57M | 132.42M | 164.66M | 129.92M | 80.65M | 47.65M | 77.55M | 40.35M | 40.81M | 32.64M | 54.79M | 35.76M | 44.77M | 18.81M | 38.77M | 9.67M | 11.77M |
| Investing Cash Flow | 59.49M | 18.93M | -425.88M | -218.28M | 4.68M | 59.51M | 72.04M | -38.40M | -51.01M | -16.20M | -18.19M | -67.09M | -134.86M | 7.17M | -5.60M | -45.82M | 17.69M | -20.56M | -42.24M | -31.05M | -48.72M | -46.13M | -24.13M | -37.41M | -788,981 |
| Financing Activities | |||||||||||||||||||||||||
| Long-Term Debt Issuance | 116.50M | 30.00M | 34.30M | — | 2.87M | 19.71M | — | 400,000 | — | — | — | — | — | — | — | 19.00M | — | — | — | 2.50M | — | 14.00M | 5.00M | — | — |
| Long-Term Debt Payments | -3.49B | -2.41B | — | — | -738.37M | -578.21M | -7.40M | — | — | — | -4.00M | — | -10.00M | -5.00M | -16.37M | -165.50M | -70.75M | -1.25M | -2.00M | -7.00M | -2.00M | -8.00M | -2.00M | — | -761,949 |
| Other Financing Charges | — | — | — | — | — | — | — | 30,000 | 6,000 | 7,000 | 17,000 | 26,000 | 116,000 | 28,000 | 7,000 | 57,000 | 395,000 | 451,000 | 173,000 | 143,000 | — | — | — | — | 3.80M |
| Financing Cash Flow | -3.39B | -2.34B | 14.92M | -16.58M | -766.92M | -553.66M | -17.41M | -2.29M | -1.97M | -2.18M | -17.47M | -1.29M | -20.38M | -10.32M | -1.88M | -174.29M | -55.66M | -2.80M | -3.83M | -5.62M | -2.26M | 5.87M | 2.96M | -344,799 | -3.48M |
| Other Cash Details | |||||||||||||||||||||||||
| End Cash Position | 53.73M | 31.17M | 163.47M | 70.28M | 52.57M | 31.73M | 100.38M | 38.57M | 94.62M | 77.33M | 112.05M | 52.96M | 44.80M | 101.00M | 48.68M | 19.52M | 31.64M | 48.12M | 52.00M | 43.81M | 35.33M | 36.48M | 18.12M | 23.08M | 23.01M |
| Income Tax Paid | 7.70M | 8.31M | 8.16M | 5.12M | 9.14M | 2.70M | 4.72M | 5.84M | 1.87M | 1.36M | 1.79M | 1.19M | 826,000 | 301,000 | 690,000 | — | — | — | — | — | — | — | — | — | — |
| Interest Paid | 20.01M | 2.83M | 1.17M | 1.71M | 2.52M | 1.46M | 1.17M | 1.05M | 1.06M | 1.17M | 1.43M | 1.94M | 3.19M | 4.49M | 6.98M | — | — | — | — | — | — | — | — | — | — |
| Free Cash Flow | 18.05M | 23.83M | 41.81M | 15.50M | 20.85M | 29.12M | 24.36M | 12.14M | 16.78M | 15.83M | 14.43M | 5.91M | 19.34M | 13.58M | 5.99M | 4.58M | 5.83M | 7.01M | 9.98M | 1.89M | 4.85M | 2.83M | 4.87M | 3.60M | 2.23M |
Top Institutional Holders
| Holder | Date Reported | Shares | Value | % Held |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | Sep 30, 2024 | 597,786 | 11.60M | 3.16% |
| iShares Russell 2000 ETF | Nov 30, 2024 | 515,690 | 10.01M | 2.72% |
| Vanguard Extended Market Index Fund | Sep 30, 2024 | 225,208 | 4.37M | 1.19% |
| Fidelity Select Portfolios - Banking | Nov 30, 2024 | 217,400 | 4.22M | 1.15% |
| Columbia Fds Ser Tr I-Columbia Small Cap Value Fd I | Oct 31, 2024 | 216,873 | 4.21M | 1.14% |
| John Hancock Regional Bank Fund (Investors Tr) | Nov 30, 2024 | 187,040 | 3.63M | 0.99% |
| Fidelity Small Cap Index Fund | Oct 31, 2024 | 170,953 | 3.32M | 0.90% |
| iShares Russell 2000 Value ETF | Nov 30, 2024 | 167,714 | 3.26M | 0.89% |
| John Hancock Financial Opportunities Fund | Nov 30, 2024 | 126,760 | 2.46M | 0.67% |
| Fidelity Extended Market Index Fund | Nov 30, 2024 | 97,404 | 1.89M | 0.51% |
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