Bank7 Corp.
Description
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.
About
CEO
Mr. Thomas L. Travis
Employees
123
Instrument type
Common Stock
Sector
Financial Services
Industry
Banks - Regional
MIC code
XNGS
Address
1039 N.W. 63rd Street, Oklahoma City, OK 73116, United States
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Oscillators
No data available
Summary
No data available
Moving Averages
No data available
Earnings
| Date | Estimate EPS | Actual EPS | Difference | % Surprise |
|---|---|---|---|---|
| Jan 14, 2026 | — | — | — | — |
| Oct 9, 2025 | — | — | — | — |
| Jul 9, 2025 | — | — | — | — |
| Apr 10, 2025 | — | — | — | — |
| Jan 16, 2025 | 1.09 | 1.16 | 0.07 | 6.42% |
Earnings estimate
|
Current Quarter
(Mar 2025)
|
Next Quarter
(Jun 2025)
|
Current Year
(Dec 2025)
|
Next Year
(Dec 2026)
|
|
|---|---|---|---|---|
| Number of analysts | 3 | 3 | 3 | 3 |
| Average estimate | 1.00 | 1.01 | 4.07 | 4.15 |
| Low estimate | 0.97 | 1.00 | 4.05 | 4.10 |
| High estimate | 1.02 | 1.01 | 4.09 | 4.21 |
| Last year EPS | 1.21 | 1.23 | 4.84 | 4.07 |
[stock_revenue_estimate]
Growth estimates
Current qtr (Mar 2025)
-17.630%
Next qtr. (Jun 2025)
-18.160%
Current year (Dec 2025)
-15.910%
Next year (Dec 2026)
1.970%
Next 5 years (per annum)
—
Past 5 years (per annum)
—
Income statement
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total reported revenue | 91.79M | 72.37M | 55.49M | 48.83M | 43.50M |
| Cost of revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating expense | |||||
| Research & development | — | — | — | — | — |
| Selling general and admin | 17.81M | 17.52M | 12.27M | 10.53M | 21.85M |
| Other operating expenses | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Non operating interest income | |||||
| Income | — | — | — | — | — |
| Expense | — | — | — | — | — |
| Other income expense | — | — | — | — | — |
| Pretax income | 37.22M | 39.26M | 30.91M | 25.88M | 15.07M |
| Tax provision | 8.95M | 9.62M | 7.76M | 6.62M | 6.84M |
| Net income | 28.28M | 29.64M | 23.16M | 19.27M | 8.23M |
| Basic EPS | 3.09 | 3.26 | 2.56 | 2.05 | 0.81 |
| Diluted EPS | 3.05 | 3.22 | 2.55 | 2.05 | 0.81 |
| Basic average shares | 9.16M | 9.10M | 9.06M | 9.38M | 10.15M |
| Diluted average shares | 9.16M | 9.10M | 9.06M | 9.38M | 10.15M |
| EBITDA | — | — | — | — | — |
| Net income from continuing op. | 28.28M | 29.64M | 23.16M | 19.27M | 8.23M |
| Minority interests | — | — | — | — | — |
| Preferred stock dividends | — | — | — | — | — |
Balance sheet
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | — | — | — | — | — |
| Current assets | |||||
| Cash | 181.04M | 109.12M | 195.36M | 153.90M | 117.13M |
| Cash equivalents | — | — | — | — | — |
| Cash and cash equivalents | 198.72M | 114.59M | 198.60M | 170.31M | 147.28M |
| Other short term investments | 169.49M | 173.17M | 84.81M | — | — |
| Accounts receivable | — | 16.44M | 10.52M | 7.15M | 6.12M |
| Other receivables | — | — | — | — | — |
| Inventory | — | — | — | — | — |
| Prepaid assets | — | — | — | — | — |
| Restricted cash | — | — | — | — | — |
| Assets held for sale | — | — | — | — | — |
| Hedging assets | — | — | — | — | — |
| Other current assets | — | — | — | — | — |
| Non current assets | |||||
| Properties | 19.11M | 16.46M | 19.27M | 11.02M | 10.70M |
| Land and improvements | — | — | — | — | — |
| Machinery furniture equipment | 2.63M | 2.80M | 3.10M | 2.18M | 2.12M |
| Construction in progress | — | — | — | — | — |
| Leases | — | — | — | — | — |
| Accumulated depreciation | -6.80M | -6.16M | -5.12M | -4.04M | -3.20M |
| Goodwill | 17.95M | 18.54M | 18.60M | 2.59M | 1.79M |
| Investment properties | — | — | — | — | — |
| Financial assets | — | — | — | — | — |
| Intangible assets | 1.03M | 1.34M | 1.64M | 572,000 | — |
| Investments and advances | 170.77M | 174.37M | 86.01M | 1.17M | 1.10M |
| Other non current assets | — | — | — | — | — |
| Total liabilities | — | — | — | — | — |
| Current liabilities | |||||
| Accounts payable | — | 9.72M | 5.67M | 3.84M | 8.43M |
| Accrued expenses | — | — | — | — | — |
| Short term debt | — | — | — | — | — |
| Deferred revenue | — | — | — | — | — |
| Tax payable | 302,000 | 1.05M | — | 9,000 | 357,000 |
| Pensions | — | — | — | — | — |
| Other current liabilities | — | — | — | — | — |
| Non current liabilities | |||||
| Long term debt | — | — | — | — | — |
| Provision for risks and charges | — | — | — | — | — |
| Deferred liabilities | — | — | — | — | — |
| Derivative product liabilities | — | — | — | — | — |
| Other non current liabilities | — | — | — | — | — |
| Shareholders equity | |||||
| Common stock | 92,000 | 91,000 | 91,000 | 90,000 | 101,000 |
| Retained earnings | 78.96M | 58.05M | 33.15M | 14.07M | 7.63M |
| Other shareholders equity | -6.15M | -9.30M | 144,000 | — | — |
| Total shareholders equity | 170.33M | 144.10M | 127.41M | 107.32M | 100.13M |
| Additional paid in capital | 97.42M | 95.26M | 94.02M | 93.16M | 92.39M |
| Treasury stock | — | — | — | — | — |
| Minority interest | — | — | — | — | — |
Cash flow statement
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | 28.28M | 29.64M | 23.16M | 19.27M | 8.23M | 25.00M | 23.79M | 16.82M |
| Depreciation | 1.30M | 1.41M | 1.03M | 1.09M | 849,000 | 1.10M | 1.09M | 799,000 |
| Deferred Taxes | -1.26M | -1.42M | 235,000 | -875,000 | -20,000 | -1.07M | — | — |
| Stock-Based Compensation | 2.16M | 1.38M | 1.04M | 771,000 | 12.12M | 154,000 | — | — |
| Other Non-Cash Items | -387,000 | 950,000 | 295,000 | 882,000 | -685,000 | 91,000 | 44,000 | -248,000 |
| Accounts Receivable | -2.54M | -1.87M | 907,000 | -162,000 | 1.06M | -1.41M | -415,000 | 41,000 |
| Accounts Payable | 432,000 | 4.73M | -303,000 | -912,000 | -2.39M | 3.16M | 308,000 | 450,000 |
| Other Assets & Liabilities | — | — | — | — | — | — | — | — |
| Operating Cash Flow | 27.99M | 34.82M | 26.36M | 20.06M | 19.16M | 27.02M | 24.81M | 17.86M |
| Investing Activities | ||||||||
| Capital Expenditures | -2.76M | 3.08M | -582,000 | -411,000 | -2.70M | 958,000 | -3.97M | -2.32M |
| Net Intangibles | — | — | — | — | — | — | — | — |
| Net Acquisitions | -16.48M | — | 20.43M | — | — | — | — | — |
| Purchase of Investments | -74,000 | -133.06M | -30,000 | -72,000 | -45,000 | -6,000 | -6,000 | -38,000 |
| Sale of Investments | 7.42M | 31.56M | 1.46M | — | — | — | — | — |
| Investing Cash Flow | -11.89M | -98.43M | 21.28M | -483,000 | -2.22M | 999,000 | -3.38M | -1.46M |
| Financing Activities | ||||||||
| Long-Term Debt Issuance | — | — | — | — | — | — | — | — |
| Long-Term Debt Payments | — | — | — | — | — | -5.60M | -800,000 | -800,000 |
| Other Financing Charges | -513,000 | -454,000 | -178,000 | — | — | 137,000 | — | — |
| Financing Cash Flow | -6.84M | -4.82M | -4.16M | -16.88M | -3.65M | -11.46M | -10.55M | -7.80M |
| Other Cash Details | ||||||||
| End Cash Position | 181.04M | 109.12M | 204.85M | 153.90M | 117.13M | 128.09M | 100.05M | 74.24M |
| Income Tax Paid | 10.80M | 9.98M | 7.51M | 7.73M | 6.78M | — | — | — |
| Interest Paid | 37.94M | 9.10M | 3.22M | 6.50M | 9.34M | 7.30M | 4.74M | 3.30M |
| Free Cash Flow | 46.29M | 39.42M | 29.53M | 24.80M | 16.08M | 26.62M | 21.91M | 17.04M |
Top Institutional Holders
| Holder | Date Reported | Shares | Value | % Held |
|---|---|---|---|---|
| John Hancock Regional Bank Fund (Investors Tr) | Nov 30, 2024 | 149,736 | 6.38M | 1.60% |
| Vanguard Total Stock Market Index Fund | Sep 30, 2024 | 146,279 | 6.24M | 1.57% |
| iShares Russell 2000 ETF | Nov 30, 2024 | 127,907 | 5.45M | 1.37% |
| John Hancock Financial Opportunities Fund | Nov 30, 2024 | 116,363 | 4.96M | 1.25% |
| Vanguard Extended Market Index Fund | Sep 30, 2024 | 55,837 | 2.38M | 0.60% |
| Bridgeway Fds Inc-Omni Small Cap Value Fund | Sep 30, 2024 | 51,500 | 2.20M | 0.55% |
| Fidelity Small Cap Index Fund | Oct 31, 2024 | 41,252 | 1.76M | 0.44% |
| iShares Russell 2000 Value ETF | Nov 30, 2024 | 40,088 | 1.71M | 0.43% |
| EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF | Sep 30, 2024 | 32,712 | 1.39M | 0.35% |
| DFA U.S. Targeted Value Portfolio | Oct 31, 2024 | 31,157 | 1.33M | 0.33% |
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Bank7 Corp. (BSVN) Q4 2024 Earnings Call Transcript
Bank7 Corp. (NASDAQ:BSVN ) Q4 2024 Earnings Conference Call January 16, 2025 11:00 AM ET Company Participants Thomas Travis - President and CEO Kelly Harris - EVP and CFO Jason Estes - President and Chief Credit Officer Conference Call Participants Woody Lay - KBW Nathan Race - Piper Sandler Matt Olney - Stephens Operator Welcome to Bank7 Corp's Fourth Quarter and Full Year 2024 Earnings Call. Before we get started, I'd like to highlight the legal information and disclaimer on Page 25 of the investor presentation.
Jan 16, 2025
