Bank of Marin Bancorp
Description
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services primarily to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll services; commercial equipment leasing program; payment solutions; treasury management services; credit cards; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, it provides wealth management and trust services comprising customized investment portfolio management, financial planning, trust administration, estate settlement, and custody services, as well as 401(k) plan services; and automated teller machines, and telephone and digital banking services. The company was incorporated in 1989 and is headquartered in Novato, California.
About
CEO
Mr. Timothy D. Myers
Employees
288
Instrument type
Common Stock
Sector
Financial Services
Industry
Banks - Regional
MIC code
XNCM
Address
504 Redwood Blvd., Novato, CA 94947, United States
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Oscillators
No data available
Summary
No data available
Moving Averages
No data available
Earnings
| Date | Estimate EPS | Actual EPS | Difference | % Surprise |
|---|---|---|---|---|
| Jan 26, 2026 | — | — | — | — |
| Oct 27, 2025 | — | — | — | — |
| Jul 28, 2025 | — | — | — | — |
| Apr 28, 2025 | — | — | — | — |
| Jan 27, 2025 | 0.32 | 0.38 | 0.06 | 18.75% |
Earnings estimate
|
Current Quarter
(Mar 2025)
|
Next Quarter
(Jun 2025)
|
Current Year
(Dec 2025)
|
Next Year
(Dec 2026)
|
|
|---|---|---|---|---|
| Number of analysts | 5 | 5 | 5 | 5 |
| Average estimate | 0.31 | 0.37 | 1.52 | 1.87 |
| Low estimate | 0.30 | 0.35 | 1.45 | 1.80 |
| High estimate | 0.32 | 0.39 | 1.61 | 2.00 |
| Last year EPS | 0.18 | 0.06 | -0.52 | 1.52 |
[stock_revenue_estimate]
Growth estimates
Current qtr (Mar 2025)
73.330%
Next qtr. (Jun 2025)
513.330%
Current year (Dec 2025)
393.460%
Next year (Dec 2026)
22.940%
Next 5 years (per annum)
—
Past 5 years (per annum)
—
Income statement
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total reported revenue | 104.97M | 138.14M | 115.06M | 105.21M | 104.76M |
| Cost of revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating expense | |||||
| Research & development | — | — | — | — | — |
| Selling general and admin | 47.78M | 45.40M | 44.69M | 36.35M | 40.91M |
| Other operating expenses | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Non operating interest income | |||||
| Income | — | — | — | — | — |
| Expense | — | — | — | — | — |
| Other income expense | — | — | — | — | — |
| Pretax income | 26.04M | 63.51M | 44.89M | 40.59M | 45.89M |
| Tax provision | 6.14M | 16.92M | 11.66M | 10.35M | 11.65M |
| Net income | 19.90M | 46.59M | 33.23M | 30.24M | 34.24M |
| Basic EPS | 1.24 | 2.93 | 2.32 | 2.24 | 2.51 |
| Diluted EPS | 1.24 | 2.92 | 2.30 | 2.22 | 2.48 |
| Basic average shares | 16.01M | 15.92M | 14.34M | 13.53M | 13.62M |
| Diluted average shares | 16.01M | 15.92M | 14.34M | 13.53M | 13.62M |
| EBITDA | — | — | — | — | — |
| Net income from continuing op. | 19.90M | 46.59M | 33.23M | 30.24M | 34.24M |
| Minority interests | — | — | — | — | — |
| Preferred stock dividends | — | — | — | — | — |
Balance sheet
| 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|
| Fiscal date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | — | — | — | — | — |
| Current assets | |||||
| Cash | — | — | — | — | — |
| Cash equivalents | — | — | — | — | — |
| Cash and cash equivalents | 30.45M | 45.42M | 347.64M | 200.32M | 183.39M |
| Other short term investments | 552.03M | 802.10M | 1.17B | 392.60M | 434.07M |
| Accounts receivable | — | 79.83M | 51.36M | 36.48M | 75.71M |
| Other receivables | — | — | — | — | — |
| Inventory | — | — | — | — | — |
| Prepaid assets | — | — | — | — | — |
| Restricted cash | — | — | — | — | — |
| Assets held for sale | — | — | — | — | — |
| Hedging assets | — | — | — | — | — |
| Other current assets | — | — | — | — | — |
| Non current assets | |||||
| Properties | 20.92M | 25.44M | 24.10M | 25.98M | 11.00M |
| Land and improvements | 1.17M | 1.17M | 1.17M | — | — |
| Machinery furniture equipment | 11.34M | 12.76M | 11.38M | 10.96M | 11.16M |
| Construction in progress | — | — | — | — | — |
| Leases | 16.58M | 16.12M | 15.28M | 14.43M | 15.29M |
| Accumulated depreciation | -23.15M | -23.75M | -21.97M | -20.83M | -20.37M |
| Goodwill | 149.27M | 150.62M | 152.11M | 64.11M | 64.96M |
| Investment properties | — | — | — | — | — |
| Financial assets | — | — | — | — | — |
| Intangible assets | 3.77M | 5.12M | 6.61M | 3.83M | 4.68M |
| Investments and advances | 1.48B | 1.77B | 1.51B | 501.39M | 569.67M |
| Other non current assets | — | — | — | — | — |
| Total liabilities | — | — | — | — | — |
| Current liabilities | |||||
| Accounts payable | — | 22.95M | 29.44M | 19.53M | 18.47M |
| Accrued expenses | — | — | — | — | — |
| Short term debt | 26.30M | 112.44M | 419,000 | 58,000 | — |
| Deferred revenue | — | — | — | — | — |
| Tax payable | — | — | — | — | — |
| Pensions | — | — | — | — | — |
| Other current liabilities | — | — | — | — | — |
| Non current liabilities | |||||
| Long term debt | 22.91M | 26.64M | 25.43M | 29.84M | 15.54M |
| Provision for risks and charges | — | — | — | — | — |
| Deferred liabilities | — | — | — | — | — |
| Derivative product liabilities | — | — | — | — | — |
| Other non current liabilities | — | — | — | — | — |
| Shareholders equity | |||||
| Common stock | 217.50M | 215.06M | 212.52M | 125.91M | 129.06M |
| Retained earnings | 274.57M | 270.78M | 239.87M | 219.75M | 203.23M |
| Other shareholders equity | -53.01M | -73.75M | -2.02M | 12.60M | 4.50M |
| Total shareholders equity | 439.06M | 412.09M | 450.37M | 358.25M | 336.79M |
| Additional paid in capital | — | — | — | — | — |
| Treasury stock | — | — | — | — | — |
| Minority interest | — | — | — | — | — |
Cash flow statement
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||||||||||
| Net Income | 19.90M | 46.59M | 33.23M | 30.24M | 34.24M | 32.62M | 15.98M | 23.13M | 18.44M | 19.77M | 14.27M | 17.82M | 15.56M | 13.55M | 12.77M | 12.15M | 12.32M | 11.88M | 11.74M | 9.52M | 7.47M | 6.24M | 5.15M | 4.52M |
| Depreciation | 3.45M | 3.33M | 2.88M | 3.00M | 3.12M | 3.06M | 2.47M | 2.36M | 2.59M | 2.36M | 1.46M | 1.36M | 2.02M | 1.34M | 1.37M | 1.34M | 1.40M | 1.49M | 1.67M | 2.52M | 2.10M | 882,155 | 710,007 | 615,307 |
| Deferred Taxes | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | 1.84M | 2.20M | 2.30M | 2.49M | 2.76M | 2.84M | 2.62M | 1.17M | 910,000 | 716,000 | 618,000 | 617,000 | 577,000 | 550,000 | 613,000 | 681,000 | — | — | — | — | — | — | — | — |
| Other Non-Cash Items | -1.40M | -874,000 | -1.98M | -756,000 | -895,000 | -686,000 | -845,000 | -844,000 | -814,000 | -841,000 | -954,000 | -762,000 | -752,000 | -690,000 | — | 5.03M | -187,000 | 892,000 | 1.95M | 1.28M | 685,485 | 577,157 | 700,000 | 1.00M |
| Accounts Receivable | -4.15M | 2.23M | 5.55M | -5.14M | -329,000 | 1.15M | -278,000 | 581,000 | 347,000 | -143,000 | -694,000 | -435,000 | -431,000 | 131,000 | -257,000 | 4,000 | — | — | — | — | — | — | — | -748,205 |
| Accounts Payable | 2.38M | -4.71M | 2.28M | -547,000 | 70,000 | 902,000 | 1.04M | -324,000 | 1.14M | -40,000 | 28,000 | -156,000 | -33,000 | 97,000 | 57,000 | 123,000 | — | — | — | — | — | — | — | 113,874 |
| Other Assets & Liabilities | — | — | — | — | — | — | — | 147,000 | 2.44M | -2.61M | 5.26M | 81,000 | 2.56M | 2.10M | -6.27M | 2.60M | — | — | — | — | — | — | — | 292,841 |
| Operating Cash Flow | 22.01M | 48.76M | 44.26M | 29.30M | 38.96M | 39.89M | 20.98M | 26.21M | 25.05M | 19.21M | 19.99M | 18.52M | 19.50M | 17.09M | 8.28M | 21.92M | 13.53M | 14.26M | 15.36M | 13.32M | 10.26M | 7.70M | 6.56M | 5.80M |
| Investing Activities | ||||||||||||||||||||||||
| Capital Expenditures | -1.75M | -2.27M | -1.04M | -981,000 | -542,000 | -907,000 | -1.43M | -1.04M | -1.42M | -2.33M | -958,000 | -1.22M | -2.45M | -1.72M | -1.12M | -1.83M | -621,000 | -3.86M | -1.97M | -352,000 | -949,558 | -1.32M | -2.40M | -250,808 |
| Net Intangibles | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Acquisitions | — | — | 140.58M | — | — | — | 59.78M | — | — | — | 15.79M | — | 44.04M | — | — | — | — | — | — | — | — | — | — | — |
| Purchase of Investments | -42,000 | -563.43M | -925.96M | -98.90M | -115.44M | -238.28M | -124.07M | -164.10M | -290.24M | -18.70M | -86.43M | -160.70M | -119.49M | -55.98M | -66.52M | -65.52M | -137.82M | -11.56M | -34.84M | -43.91M | -101.76M | -17.13M | -20.16M | -31.80M |
| Sale of Investments | 315.09M | 187.94M | 188.37M | 176.89M | 175.13M | 98.48M | 130.30M | 225.39M | 115.13M | 67.75M | 59.32M | 60.54M | 70.01M | 37.95M | 41.91M | 61.30M | 127.43M | 30.67M | 36.42M | 52.23M | 41.55M | 35.35M | 25.05M | 22.54M |
| Investing Cash Flow | 314.06M | -382.12M | -597.52M | 75.89M | 57.07M | -140.71M | 64.58M | 56.32M | -176.66M | 46.22M | -13.86M | -101.70M | -9.76M | -19.54M | -25.69M | -173.72M | -18.65M | -19.36M | -111.32M | -118.39M | -112.14M | -67.01M | -58.80M | -56.50M |
| Financing Activities | ||||||||||||||||||||||||
| Long-Term Debt Issuance | — | 112.00M | — | — | — | 7.00M | — | — | 52.00M | — | — | — | — | — | — | 56.80M | — | 8.40M | — | 5.00M | — | — | — | 25.84M |
| Long-Term Debt Payments | -148,000 | -131,000 | -4.21M | -172,000 | -7.17M | -4.14M | — | -67.00M | — | — | — | -25.00M | -33.50M | — | — | — | -39.40M | — | — | — | — | — | — | — |
| Other Financing Charges | — | -40,000 | -166,000 | -73,000 | -220,000 | -45,000 | -60,000 | 161,000 | 187,000 | 118,000 | 96,000 | 29,000 | 99,000 | 102,000 | 157,000 | 207,000 | 535,000 | -27,000 | — | -9,000 | -17,267 | — | — | — |
| Financing Cash Flow | -102.32M | 206.87M | -72.30M | -19.65M | -33.41M | -12.91M | -6.96M | -73.06M | 46.80M | -4.62M | -3.87M | -28.72M | -36.83M | -3.09M | -31.23M | 78.67M | -41.51M | 5.93M | 12.19M | 20.97M | -17,267 | — | — | 26.47M |
| Other Cash Details | ||||||||||||||||||||||||
| End Cash Position | 30.45M | 45.42M | 347.64M | 200.32M | 183.39M | 34.22M | 203.55M | 48.80M | 26.34M | 41.37M | 103.77M | 28.35M | 129.74M | 85.23M | 38.66M | 24.93M | 76.27M | 38.78M | 22.26M | 29.50M | 52.93M | 58.67M | 41.32M | 23.62M |
| Income Tax Paid | 8.43M | 13.73M | 12.35M | 13.07M | 12.74M | 8.38M | 9.76M | 13.37M | 9.07M | 11.29M | 9.24M | 11.42M | 9.16M | 7.61M | 8.57M | 8.97M | — | — | — | — | — | — | — | — |
| Interest Paid | 34.04M | 2.56M | 2.11M | 2.95M | 4.66M | 2.60M | 1.54M | 2.13M | 2.07M | 2.19M | 1.74M | 2.73M | 5.33M | 7.25M | 7.11M | 10.69M | — | — | — | — | — | — | — | — |
| Free Cash Flow | 33.91M | 53.01M | 44.21M | 39.86M | 40.39M | 41.20M | 25.51M | 24.41M | 22.26M | 16.52M | 20.24M | 19.59M | 19.91M | 21.71M | 12.88M | 19.68M | 10.93M | 9.84M | 11.80M | 10.15M | 6.43M | 8.50M | 3.64M | 5.55M |
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